International transactions have become a staple commodity. So long are the days of visiting banks to conduct international money transfers. With just a click on your mobile phone, you can make direct, reliable, quick, and seamless digital transfers through trusted networks from Indonesia to abroad. 

Bills, business transactions, and financial aid are promptly completed with a range of online remittance services. You gain the freedom to support your loved ones back home in Australia, the US, Japan, Germany, or any other country in the world. 

We understand that efficiency, security, and cost-effectiveness are among the considerations of international money transfers for expats (and even Indonesians) living in the country. All you need to start transferring money internationally is by downloading the following best and most seamless apps on iOS or Google PlayStore.

Seamless Best International Money Transfer Apps in Indonesia

PayPal 

Funds are transferred seamlessly without charges attached from one PayPal account to another. Register to a new account on the app or desktop site and complete the required verification steps. Once logged in, select the “Send Money” option. Enter the nominals and add the recipient’s email address or phone number. Confirm to complete the payment. Nonetheless, it is possible to withdraw the money from your PayPal account to your bank account. A 1,5 percent fee will be charged along with additional fees if currency conversion is required. 

Download PayPal here.

Western Union

You can find Western Union agent locations across Indonesia. Nevertheless, it’s also available as an app nowadays to send money, track money transfers, pay bills, review exchange rates, and find agent locations all at your fingertips, 24/7. Set up card payments by simply scanning your credit or debit card using the camera on your phone to make a swift money transfer. Don’t forget to update your resend list to make it quicker! Moreover, you can choose how your receiver will obtain the funds: via a bank account, through cash pickup at thousands of Western Union agent locations, or from a mobile wallet that is partnered with Western Union and is in a country where this service is available. 

Download Western Union here.

Transfez

Transfez is transparent, low in cost, and takes only several minutes to one day tops. This remittance app covers up to five continents and 47 countries worldwide. Expats, regardless of their locations, are therefore supported with a global transfer service. To do so, turn on your phone, input the amount of money, and have it sent to the receiver, all within the comfort of your house, office or beach that you might be at. Transfez charges starting from Rp45,000 per transaction. 

Download Transfez here.

Flip

In 2016, Flip was granted a trading license from Bank Indonesia and has been offering remittance services since. Anyone with a KTP (Indonesian ID) or passport is able to transfer money from Indonesia to accounts internationally using Flip Globe. First, download the Flip app from the Play Store or App Store. Choose the destination country and the amount you want to send, then enter the banking details for the recipient account. You can pay Flip through ATM, Internet Banking or Mobile Banking with fees generally being Rp55,000 per transfer, depending on the receiving country. It takes seconds up to no more than two or three days to have the funds received. 

Download Flip here.

Topremit

Topremit offers quick, affordable, and secure international money transfer services from Indonesia to more than 70 countries abroad. Funds can reach the recipient’s bank account within merely five minutes at transfer fees starting from Rp45,000 per transaction. Create an account and verify with your KTP or passport. Select your destination country and enter the nominals. Transfer fees, delivery speed, and other details will be transparently displayed upfront. Provide accurate recipient details, which can automatically saved for future transactions, before you start sending.

Download Topremit here. 

Wise 

Licensed by Bank Indonesia, Wise aims to make international money transfers cheap, fair, and simple. This app lets you move and manage your money with minimum fees and maximum ease at full speed. International transfers are also free from hidden fees, thus you can save your money. Create your free account first. Then, enter your desired amount to send in Indonesian Rupiah (IDR) with your debit or credit card and send the money from your online banking or with Apple Pay and Google Pay. Choose the recipient and which pay-out method to use. You get to send in IDR when the recipient receives money in US dollars directly from Wise’s local bank account.

Download Wise here.